Call reports 2022
PEOPLES BANK & TRUST — 2022
What PEOPLES BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 471,860,000 | 470,768,000 | 480,118,000 | 504,548,000 |
| Total loans | 138,676,000 | 141,822,000 | 160,984,000 | 172,504,000 |
| Allowance for loan losses | 1,763,000 | 1,794,000 | 1,848,000 | 1,850,000 |
| Securities available for sale | 240,765,000 | 124,392,000 | 136,417,000 | 144,676,000 |
| Securities held to maturity | 0 | 127,988,000 | 124,582,000 | 121,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,005,000 | 441,043,000 | 451,950,000 | 473,453,000 |
| Interest-bearing deposits | 331,326,000 | 332,017,000 | 324,645,000 | 370,029,000 |
| Noninterest-bearing deposits | 107,679,000 | 109,026,000 | 127,305,000 | 103,424,000 |
| Equity capital | 31,399,000 | 28,094,000 | 26,255,000 | 29,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,212,000 | 6,554,000 | 10,524,000 | 15,205,000 |
| Interest expense | 396,000 | 753,000 | 1,163,000 | 2,189,000 |
| Net interest income | 2,816,000 | 5,801,000 | 9,361,000 | 13,016,000 |
| Noninterest income | 428,000 | 678,000 | 1,029,000 | 1,555,000 |
| Noninterest expense | 2,301,000 | 4,463,000 | 6,735,000 | 8,899,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 943,000 | 2,016,000 | 3,655,000 | 5,662,000 |
| Income tax | 158,000 | 311,000 | 552,000 | 877,000 |
| Net income | 785,000 | 1,705,000 | 3,103,000 | 4,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,123,000 | 43,818,000 | 44,952,000 | 45,698,000 |