Call reports 2021
PEOPLES BANK & TRUST — 2021
What PEOPLES BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 413,679,000 | 438,360,000 | 439,058,000 | 439,255,000 |
| Total loans | 153,189,000 | 150,779,000 | 150,896,000 | 141,799,000 |
| Allowance for loan losses | 1,842,000 | 1,797,000 | 1,851,000 | 1,734,000 |
| Securities available for sale | 198,975,000 | 234,101,000 | 235,688,000 | 248,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,399,000 | 392,808,000 | 392,835,000 | 393,609,000 |
| Interest-bearing deposits | 282,831,000 | 296,773,000 | 293,617,000 | 306,219,000 |
| Noninterest-bearing deposits | 87,568,000 | 96,035,000 | 99,218,000 | 87,390,000 |
| Equity capital | 41,947,000 | 43,889,000 | 44,428,000 | 43,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,113,000 | 6,314,000 | 9,568,000 | 12,948,000 |
| Interest expense | 494,000 | 974,000 | 1,444,000 | 1,879,000 |
| Net interest income | 2,619,000 | 5,340,000 | 8,124,000 | 11,069,000 |
| Noninterest income | 460,000 | 726,000 | 977,000 | 1,149,000 |
| Noninterest expense | 2,113,000 | 4,239,000 | 6,396,000 | 9,025,000 |
| Provision for loan losses | 40,000 | 0 | 0 | -300,000 |
| Pretax income | 926,000 | 1,827,000 | 2,705,000 | 3,493,000 |
| Income tax | 114,000 | 218,000 | 322,000 | 536,000 |
| Net income | 812,000 | 1,609,000 | 2,383,000 | 2,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,193,000 | 40,990,000 | 41,764,000 | 42,338,000 |