Call reports 2020
PEOPLES BANK & TRUST — 2020
What PEOPLES BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 354,646,000 | 377,724,000 | 373,863,000 | 389,638,000 |
| Total loans | 156,967,000 | 171,635,000 | 168,241,000 | 155,292,000 |
| Allowance for loan losses | 1,562,000 | 1,639,000 | 1,758,000 | 1,798,000 |
| Securities available for sale | 140,990,000 | 149,590,000 | 151,715,000 | 172,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,212,000 | 334,700,000 | 329,771,000 | 343,765,000 |
| Interest-bearing deposits | 250,839,000 | 255,075,000 | 251,861,000 | 266,658,000 |
| Noninterest-bearing deposits | 63,373,000 | 79,625,000 | 77,910,000 | 77,107,000 |
| Equity capital | 39,012,000 | 41,114,000 | 42,062,000 | 43,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,414,000 | 6,924,000 | 10,228,000 | 13,452,000 |
| Interest expense | 586,000 | 1,167,000 | 1,725,000 | 2,246,000 |
| Net interest income | 2,828,000 | 5,757,000 | 8,503,000 | 11,206,000 |
| Noninterest income | 362,000 | 598,000 | 902,000 | 1,054,000 |
| Noninterest expense | 2,101,000 | 4,258,000 | 6,415,000 | 8,626,000 |
| Provision for loan losses | 50,000 | 85,000 | 200,000 | 240,000 |
| Pretax income | 1,057,000 | 2,180,000 | 3,645,000 | 4,963,000 |
| Income tax | 154,000 | 364,000 | 622,000 | 858,000 |
| Net income | 903,000 | 1,816,000 | 3,023,000 | 4,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,298,000 | 37,212,000 | 38,299,000 | 39,382,000 |