Call reports 2019
PEOPLES BANK & TRUST — 2019
What PEOPLES BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 326,333,000 | 332,588,000 | 334,038,000 | 336,668,000 |
| Total loans | 140,740,000 | 141,003,000 | 149,460,000 | 160,911,000 |
| Allowance for loan losses | 1,373,000 | 1,404,000 | 1,478,000 | 1,509,000 |
| Securities available for sale | 113,507,000 | 116,721,000 | 113,809,000 | 116,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,097,000 | 296,878,000 | 296,766,000 | 299,139,000 |
| Interest-bearing deposits | 228,524,000 | 234,387,000 | 235,308,000 | 242,591,000 |
| Noninterest-bearing deposits | 64,573,000 | 62,491,000 | 61,458,000 | 56,548,000 |
| Equity capital | 32,644,000 | 34,592,000 | 36,026,000 | 36,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,100,000 | 6,310,000 | 9,601,000 | 12,971,000 |
| Interest expense | 431,000 | 962,000 | 1,546,000 | 2,133,000 |
| Net interest income | 2,669,000 | 5,348,000 | 8,055,000 | 10,838,000 |
| Noninterest income | 443,000 | 852,000 | 1,273,000 | 1,176,000 |
| Noninterest expense | 2,061,000 | 4,274,000 | 6,418,000 | 8,576,000 |
| Provision for loan losses | 0 | -235,000 | -165,000 | -135,000 |
| Pretax income | 1,057,000 | 2,169,000 | 3,083,000 | 4,097,000 |
| Income tax | 200,000 | 404,000 | 552,000 | 756,000 |
| Net income | 857,000 | 1,765,000 | 2,531,000 | 3,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,638,000 | 33,594,000 | 34,482,000 | 35,090,000 |
| Total capital | 34,055,000 | 35,042,000 | 36,004,000 | 36,599,000 |
| Risk-weighted assets | 185,746,000 | 182,388,000 | 190,192,000 | 192,336,000 |