Call reports 2018
PEOPLES BANK & TRUST — 2018
What PEOPLES BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 300,532,000 | 301,175,000 | 309,753,000 | 316,812,000 |
| Total loans | 133,707,000 | 128,729,000 | 135,196,000 | 136,294,000 |
| Allowance for loan losses | 1,691,000 | 1,698,000 | 1,329,000 | 1,367,000 |
| Securities available for sale | 100,610,000 | 104,989,000 | 107,278,000 | 110,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,304,000 | 272,436,000 | 280,424,000 | 286,043,000 |
| Interest-bearing deposits | 218,709,000 | 219,184,000 | 221,627,000 | 226,701,000 |
| Noninterest-bearing deposits | 53,595,000 | 53,252,000 | 58,797,000 | 59,342,000 |
| Equity capital | 27,834,000 | 28,250,000 | 28,596,000 | 30,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,395,000 | 8,261,000 | 11,276,000 |
| Interest expense | 316,000 | 637,000 | 971,000 | 1,354,000 |
| Net interest income | 2,337,000 | 4,758,000 | 7,290,000 | 9,922,000 |
| Noninterest income | 414,000 | 782,000 | 887,000 | 1,289,000 |
| Noninterest expense | 1,862,000 | 3,691,000 | 5,648,000 | 7,793,000 |
| Provision for loan losses | 0 | 0 | -375,000 | -375,000 |
| Pretax income | 889,000 | 1,849,000 | 2,903,000 | 3,788,000 |
| Income tax | 175,000 | 364,000 | 568,000 | 765,000 |
| Net income | 714,000 | 1,485,000 | 2,335,000 | 3,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,391,000 | 30,026,000 | 30,907,000 | 31,639,000 |
| Total capital | 31,126,000 | 31,768,000 | 32,280,000 | 33,050,000 |
| Risk-weighted assets | 172,283,000 | 170,935,000 | 182,457,000 | 183,922,000 |