Call reports 2016
PEOPLES BANK & TRUST — 2016
What PEOPLES BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 268,030,000 | 272,910,000 | 279,586,000 | 277,562,000 |
| Total loans | 139,261,000 | 138,575,000 | 130,696,000 | 136,902,000 |
| Allowance for loan losses | 1,777,000 | 1,690,000 | 1,612,000 | 1,708,000 |
| Securities available for sale | 66,693,000 | 72,918,000 | 82,245,000 | 83,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,828,000 | 246,100,000 | 252,047,000 | 251,522,000 |
| Interest-bearing deposits | 204,427,000 | 204,555,000 | 204,649,000 | 210,914,000 |
| Noninterest-bearing deposits | 37,401,000 | 41,545,000 | 47,398,000 | 40,608,000 |
| Equity capital | 25,842,000 | 26,438,000 | 27,117,000 | 25,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,595,000 | 7,006,000 | 9,414,000 |
| Interest expense | 295,000 | 569,000 | 848,000 | 1,139,000 |
| Net interest income | 1,979,000 | 4,026,000 | 6,158,000 | 8,275,000 |
| Noninterest income | 409,000 | 815,000 | 1,242,000 | 1,653,000 |
| Noninterest expense | 1,707,000 | 3,357,000 | 4,968,000 | 6,810,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 681,000 | 1,540,000 | 2,489,000 | 3,178,000 |
| Income tax | 228,000 | 516,000 | 833,000 | 1,026,000 |
| Net income | 453,000 | 1,024,000 | 1,656,000 | 2,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,944,000 | 23,628,000 | 24,577,000 | 25,350,000 |
| Total capital | 24,766,000 | 25,363,000 | 26,233,000 | 27,103,000 |
| Risk-weighted assets | 167,823,000 | 167,945,000 | 158,415,000 | 164,178,000 |