Call reports 2015
PEOPLES BANK & TRUST — 2015
What PEOPLES BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 275,613,000 | 273,375,000 | 269,465,000 | 269,363,000 |
| Total loans | 157,022,000 | 150,816,000 | 147,236,000 | 140,260,000 |
| Allowance for loan losses | 1,822,000 | 1,843,000 | 1,887,000 | 1,906,000 |
| Securities available for sale | 51,295,000 | 58,284,000 | 58,841,000 | 63,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,848,000 | 250,585,000 | 245,796,000 | 243,899,000 |
| Interest-bearing deposits | 218,700,000 | 214,282,000 | 208,731,000 | 207,447,000 |
| Noninterest-bearing deposits | 36,148,000 | 36,303,000 | 37,065,000 | 36,452,000 |
| Equity capital | 20,329,000 | 22,389,000 | 23,257,000 | 25,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,390,000 | 4,820,000 | 7,201,000 | 9,563,000 |
| Interest expense | 507,000 | 973,000 | 1,361,000 | 1,702,000 |
| Net interest income | 1,883,000 | 3,847,000 | 5,840,000 | 7,861,000 |
| Noninterest income | 795,000 | 2,803,000 | 3,249,000 | 2,612,000 |
| Noninterest expense | 1,816,000 | 3,607,000 | 5,501,000 | 7,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 862,000 | 3,043,000 | 3,588,000 | 3,082,000 |
| Income tax | 0 | -41,000 | -28,000 | -2,518,000 |
| Net income | 862,000 | 3,084,000 | 3,616,000 | 5,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,925,000 | 22,147,000 | 22,514,000 | 22,347,000 |
| Total capital | 21,791,000 | 24,035,000 | 24,445,000 | 24,298,000 |
| Risk-weighted assets | 191,561,000 | 180,466,000 | 175,491,000 | 168,696,000 |