Call reports 2014
PEOPLES BANK & TRUST — 2014
What PEOPLES BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 274,977,000 | 272,441,000 | 275,049,000 | 273,424,000 |
| Total loans | 170,662,000 | 166,134,000 | 169,897,000 | 157,410,000 |
| Allowance for loan losses | 2,398,000 | 2,417,000 | 2,404,000 | 1,811,000 |
| Securities available for sale | 47,791,000 | 46,548,000 | 48,782,000 | 50,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,066,000 | 255,472,000 | 257,357,000 | 253,859,000 |
| Interest-bearing deposits | 228,535,000 | 223,779,000 | 223,972,000 | 223,369,000 |
| Noninterest-bearing deposits | 30,531,000 | 31,693,000 | 33,385,000 | 30,490,000 |
| Equity capital | 15,103,000 | 16,126,000 | 17,144,000 | 19,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,055,000 | 7,528,000 | 10,193,000 |
| Interest expense | 583,000 | 1,172,000 | 1,773,000 | 2,315,000 |
| Net interest income | 1,952,000 | 3,883,000 | 5,755,000 | 7,878,000 |
| Noninterest income | 842,000 | 1,434,000 | 2,175,000 | 3,244,000 |
| Noninterest expense | 1,827,000 | 3,624,000 | 5,560,000 | 7,354,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 967,000 | 1,693,000 | 2,370,000 | 3,768,000 |
| Income tax | 0 | 13,000 | 20,000 | -298,000 |
| Net income | 967,000 | 1,680,000 | 2,350,000 | 4,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,267,000 | 16,980,000 | 17,650,000 | 19,366,000 |
| Total capital | 18,708,000 | 19,374,000 | 20,062,000 | 21,221,000 |
| Risk-weighted assets | 196,597,000 | 191,424,000 | 192,891,000 | 184,600,000 |