Call reports 2013
PEOPLES BANK & TRUST — 2013
What PEOPLES BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 305,006,000 | 304,941,000 | 282,825,000 | 274,455,000 |
| Total loans | 174,659,000 | 174,747,000 | 169,041,000 | 168,599,000 |
| Allowance for loan losses | 2,319,000 | 2,328,000 | 2,331,000 | 2,375,000 |
| Securities available for sale | 50,055,000 | 49,937,000 | 47,600,000 | 45,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,630,000 | 292,176,000 | 269,385,000 | 259,871,000 |
| Interest-bearing deposits | 242,424,000 | 255,403,000 | 252,316,000 | 236,381,000 |
| Noninterest-bearing deposits | 49,206,000 | 36,773,000 | 17,069,000 | 23,490,000 |
| Equity capital | 12,510,000 | 11,787,000 | 12,477,000 | 13,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,643,000 | 5,279,000 | 7,936,000 | 10,519,000 |
| Interest expense | 710,000 | 1,408,000 | 2,067,000 | 2,671,000 |
| Net interest income | 1,933,000 | 3,871,000 | 5,869,000 | 7,848,000 |
| Noninterest income | 603,000 | 1,421,000 | 2,322,000 | 2,060,000 |
| Noninterest expense | 1,996,000 | 4,271,000 | 6,544,000 | 7,703,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 540,000 | 1,021,000 | 1,647,000 | 2,205,000 |
| Income tax | 0 | 0 | -13,000 | -912,000 |
| Net income | 540,000 | 1,021,000 | 1,660,000 | 3,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,719,000 | 13,201,000 | 13,842,000 | 15,299,000 |
| Total capital | 15,082,000 | 15,573,000 | 16,217,000 | 17,718,000 |
| Risk-weighted assets | 214,064,000 | 212,053,000 | 202,720,000 | 197,710,000 |