Call reports 2012
PEOPLES BANK & TRUST — 2012
What PEOPLES BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 320,100,000 | 301,797,000 | 286,780,000 | 298,263,000 |
| Total loans | 186,516,000 | 183,345,000 | 182,871,000 | 178,264,000 |
| Allowance for loan losses | 3,325,000 | 2,898,000 | 2,453,000 | 2,396,000 |
| Securities available for sale | 47,375,000 | 45,962,000 | 38,825,000 | 46,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,600,000 | 288,760,000 | 272,450,000 | 285,473,000 |
| Interest-bearing deposits | 256,844,000 | 242,930,000 | 229,399,000 | 240,258,000 |
| Noninterest-bearing deposits | 50,756,000 | 45,830,000 | 43,051,000 | 45,215,000 |
| Equity capital | 10,271,000 | 11,880,000 | 12,125,000 | 11,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,997,000 | 5,919,000 | 8,740,000 | 11,429,000 |
| Interest expense | 1,002,000 | 1,908,000 | 2,723,000 | 3,479,000 |
| Net interest income | 1,995,000 | 4,011,000 | 6,017,000 | 7,950,000 |
| Noninterest income | 405,000 | 961,000 | 1,381,000 | 1,835,000 |
| Noninterest expense | 2,216,000 | 4,460,000 | 6,741,000 | 9,096,000 |
| Provision for loan losses | 324,000 | 324,000 | 407,000 | 407,000 |
| Pretax income | 659,000 | 987,000 | 1,049,000 | 1,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 659,000 | 987,000 | 1,049,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,557,000 | 12,057,000 | 12,119,000 | 12,180,000 |
| Total capital | 13,390,000 | 14,831,000 | 14,616,000 | 14,620,000 |
| Risk-weighted assets | 226,101,000 | 221,796,000 | 220,423,000 | 217,758,000 |