Call reports 2011
PEOPLES BANK & TRUST — 2011
What PEOPLES BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 342,505,000 | 336,522,000 | 320,733,000 | 316,670,000 |
| Total loans | 209,737,000 | 197,960,000 | 192,100,000 | 189,330,000 |
| Allowance for loan losses | 4,302,000 | 3,350,000 | 3,012,000 | 3,071,000 |
| Securities available for sale | 54,114,000 | 54,402,000 | 56,287,000 | 56,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,451,000 | 322,915,000 | 306,132,000 | 304,026,000 |
| Interest-bearing deposits | 289,976,000 | 280,543,000 | 265,780,000 | 258,101,000 |
| Noninterest-bearing deposits | 38,475,000 | 42,372,000 | 40,352,000 | 45,925,000 |
| Equity capital | 10,747,000 | 10,323,000 | 11,883,000 | 10,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,208,000 | 6,520,000 | 9,746,000 | 12,797,000 |
| Interest expense | 1,402,000 | 2,747,000 | 3,985,000 | 5,104,000 |
| Net interest income | 1,806,000 | 3,773,000 | 5,761,000 | 7,693,000 |
| Noninterest income | 232,000 | 478,000 | 686,000 | 135,000 |
| Noninterest expense | 2,724,000 | 5,551,000 | 7,890,000 | 10,162,000 |
| Provision for loan losses | 0 | 302,000 | 302,000 | 598,000 |
| Pretax income | -686,000 | -1,602,000 | -1,745,000 | -2,932,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -686,000 | -1,602,000 | -1,745,000 | -2,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,678,000 | 9,761,000 | 11,086,000 | 9,899,000 |
| Total capital | 13,805,000 | 12,787,000 | 14,023,000 | 12,766,000 |
| Risk-weighted assets | 248,961,000 | 241,699,000 | 234,254,000 | 229,151,000 |