Call reports 2010
PEOPLES BANK & TRUST — 2010
What PEOPLES BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 386,957,000 | 372,400,000 | 347,928,000 | 341,163,000 |
| Total loans | 244,856,000 | 236,547,000 | 230,472,000 | 214,521,000 |
| Allowance for loan losses | 6,411,000 | 5,198,000 | 4,271,000 | 3,875,000 |
| Securities available for sale | 48,004,000 | 48,388,000 | 46,322,000 | 55,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,552,000 | 353,133,000 | 329,829,000 | 326,477,000 |
| Interest-bearing deposits | 339,971,000 | 325,694,000 | 301,288,000 | 282,593,000 |
| Noninterest-bearing deposits | 26,581,000 | 27,439,000 | 28,541,000 | 43,884,000 |
| Equity capital | 17,833,000 | 16,585,000 | 15,717,000 | 11,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,918,000 | 7,765,000 | 11,591,000 | 15,036,000 |
| Interest expense | 2,025,000 | 3,884,000 | 5,581,000 | 7,108,000 |
| Net interest income | 1,893,000 | 3,881,000 | 6,010,000 | 7,928,000 |
| Noninterest income | 541,000 | 418,000 | 623,000 | 1,182,000 |
| Noninterest expense | 2,654,000 | 5,817,000 | 9,013,000 | 13,054,000 |
| Provision for loan losses | 141,000 | 349,000 | 349,000 | 1,619,000 |
| Pretax income | -361,000 | -1,867,000 | -2,729,000 | -5,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -361,000 | -1,867,000 | -2,729,000 | -5,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,565,000 | 15,060,000 | 14,197,000 | 11,363,000 |
| Total capital | 20,000,000 | 18,331,000 | 17,421,000 | 14,543,000 |
| Risk-weighted assets | 276,725,000 | 259,735,000 | 258,029,000 | 253,455,000 |