Call reports 2009
PEOPLES BANK & TRUST — 2009
What PEOPLES BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 437,078,000 | 423,955,000 | 404,546,000 | 394,091,000 |
| Total loans | 298,642,000 | 290,950,000 | 272,709,000 | 256,014,000 |
| Allowance for loan losses | 5,143,000 | 5,423,000 | 7,943,000 | 6,041,000 |
| Securities available for sale | 67,878,000 | 61,593,000 | 62,388,000 | 52,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,382,000 | 381,907,000 | 375,156,000 | 373,207,000 |
| Interest-bearing deposits | 361,405,000 | 354,278,000 | 348,666,000 | 349,461,000 |
| Noninterest-bearing deposits | 27,977,000 | 27,629,000 | 26,490,000 | 23,746,000 |
| Equity capital | 35,519,000 | 29,997,000 | 18,959,000 | 18,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,978,000 | 9,899,000 | 14,522,000 | 19,044,000 |
| Interest expense | 3,020,000 | 5,937,000 | 8,704,000 | 11,141,000 |
| Net interest income | 1,958,000 | 3,962,000 | 5,818,000 | 7,903,000 |
| Noninterest income | -10,000 | -254,000 | -745,000 | -1,038,000 |
| Noninterest expense | 3,362,000 | 6,873,000 | 10,697,000 | 16,124,000 |
| Provision for loan losses | 0 | 3,505,000 | 12,878,000 | 14,090,000 |
| Pretax income | -1,414,000 | -6,670,000 | -18,502,000 | -23,349,000 |
| Income tax | -19,000 | -37,000 | 87,000 | -4,244,000 |
| Net income | -1,395,000 | -6,633,000 | -18,589,000 | -19,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,637,000 | 29,412,000 | 17,456,000 | 16,926,000 |
| Total capital | 38,986,000 | 33,563,000 | 21,288,000 | 20,511,000 |
| Risk-weighted assets | 347,132,000 | 330,805,000 | 302,457,000 | 283,729,000 |
Machine access — free, no API key
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