Call reports 2007
PEOPLES BANK & TRUST — 2007
What PEOPLES BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 446,834,000 | 446,491,000 | 451,884,000 | 468,656,000 |
| Total loans | 331,695,000 | 338,536,000 | 334,075,000 | 335,260,000 |
| Allowance for loan losses | 3,655,000 | 3,739,000 | 3,867,000 | 3,955,000 |
| Securities available for sale | 75,770,000 | 73,336,000 | 74,431,000 | 74,363,000 |
| Securities held to maturity | 14,000 | 11,000 | 9,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,602,000 | 404,375,000 | 406,789,000 | 424,747,000 |
| Interest-bearing deposits | 357,145,000 | 355,163,000 | 361,801,000 | 388,847,000 |
| Noninterest-bearing deposits | 47,457,000 | 49,212,000 | 44,988,000 | 35,900,000 |
| Equity capital | 35,629,000 | 35,857,000 | 37,442,000 | 38,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,199,000 | 16,644,000 | 24,782,000 | 32,750,000 |
| Interest expense | 4,066,000 | 8,278,000 | 12,433,000 | 16,519,000 |
| Net interest income | 4,133,000 | 8,366,000 | 12,349,000 | 16,231,000 |
| Noninterest income | 557,000 | 1,078,000 | 1,601,000 | 2,144,000 |
| Noninterest expense | 2,753,000 | 5,621,000 | 8,418,000 | 11,127,000 |
| Provision for loan losses | 158,000 | 228,000 | 373,000 | 573,000 |
| Pretax income | 1,779,000 | 3,595,000 | 5,159,000 | 6,675,000 |
| Income tax | 578,000 | 1,169,000 | 1,668,000 | 2,152,000 |
| Net income | 1,201,000 | 2,426,000 | 3,491,000 | 4,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,818,000 | 36,413,000 | 37,478,000 | 37,902,000 |
| Total capital | 39,473,000 | 40,152,000 | 41,345,000 | 41,857,000 |
| Risk-weighted assets | 354,717,000 | 370,312,000 | 366,159,000 | 369,176,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK & TRUST — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.