Call reports 2002
PEOPLES BANK & TRUST — 2002
What PEOPLES BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 262,247,000 | 274,522,000 | 289,388,000 | 298,543,000 |
| Total loans | 179,064,000 | 186,211,000 | 200,500,000 | 198,964,000 |
| Allowance for loan losses | 1,825,000 | 1,872,000 | 1,871,000 | 2,003,000 |
| Securities available for sale | 53,562,000 | 50,667,000 | 57,897,000 | 51,967,000 |
| Securities held to maturity | 890,000 | 814,000 | 440,000 | 281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,827,000 | 244,074,000 | 258,013,000 | 266,516,000 |
| Interest-bearing deposits | 201,208,000 | 206,404,000 | 220,893,000 | 231,285,000 |
| Noninterest-bearing deposits | 31,619,000 | 37,670,000 | 37,120,000 | 35,231,000 |
| Equity capital | 21,914,000 | 22,690,000 | 23,748,000 | 23,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,307,000 | 8,747,000 | 13,396,000 | 18,082,000 |
| Interest expense | 1,591,000 | 3,159,000 | 4,774,000 | 6,479,000 |
| Net interest income | 2,716,000 | 5,588,000 | 8,622,000 | 11,603,000 |
| Noninterest income | 379,000 | 713,000 | 1,056,000 | 1,424,000 |
| Noninterest expense | 1,896,000 | 3,814,000 | 5,765,000 | 7,839,000 |
| Provision for loan losses | 60,000 | 140,000 | 305,000 | 585,000 |
| Pretax income | 1,139,000 | 2,347,000 | 3,608,000 | 4,603,000 |
| Income tax | 380,000 | 792,000 | 1,178,000 | 1,455,000 |
| Net income | 759,000 | 1,555,000 | 2,430,000 | 3,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,281,000 | 21,686,000 | 22,561,000 | 22,888,000 |
| Total capital | 23,106,000 | 23,558,000 | 24,432,000 | 24,891,000 |
| Risk-weighted assets | 192,872,000 | 199,053,000 | 212,766,000 | 213,746,000 |