Call reports 2001
PEOPLES BANK & TRUST — 2001
What PEOPLES BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 251,864,000 | 253,901,000 | 253,990,000 | 253,026,000 |
| Total loans | 166,239,000 | 163,089,000 | 158,262,000 | 168,502,000 |
| Allowance for loan losses | 1,801,000 | 1,853,000 | 1,781,000 | 1,759,000 |
| Securities available for sale | 48,982,000 | 51,998,000 | 55,697,000 | 59,425,000 |
| Securities held to maturity | 2,162,000 | 1,546,000 | 1,435,000 | 1,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,343,000 | 231,807,000 | 231,003,000 | 229,649,000 |
| Interest-bearing deposits | 191,511,000 | 194,156,000 | 197,136,000 | 197,436,000 |
| Noninterest-bearing deposits | 38,832,000 | 37,651,000 | 33,867,000 | 32,213,000 |
| Equity capital | 19,624,000 | 20,051,000 | 21,176,000 | 21,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,968,000 | 9,884,000 | 14,626,000 | 19,192,000 |
| Interest expense | 2,488,000 | 4,964,000 | 7,186,000 | 9,079,000 |
| Net interest income | 2,480,000 | 4,920,000 | 7,440,000 | 10,113,000 |
| Noninterest income | 273,000 | 546,000 | 836,000 | 1,165,000 |
| Noninterest expense | 1,752,000 | 3,554,000 | 5,320,000 | 7,155,000 |
| Provision for loan losses | 90,000 | 160,000 | 220,000 | 289,000 |
| Pretax income | 911,000 | 1,752,000 | 2,736,000 | 3,834,000 |
| Income tax | 291,000 | 548,000 | 871,000 | 1,169,000 |
| Net income | 620,000 | 1,204,000 | 1,865,000 | 2,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,047,000 | 19,338,000 | 19,997,000 | 20,522,000 |
| Total capital | 20,848,000 | 21,191,000 | 21,778,000 | 22,281,000 |
| Risk-weighted assets | 182,736,000 | 183,966,000 | 171,804,000 | 180,847,000 |