Call reports 2025
WASHINGTON COUNTY BANK — 2025
What WASHINGTON COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 602,544,000 | 615,402,000 | 624,013,000 | 629,309,000 |
| Total loans | 486,247,000 | 491,983,000 | 506,772,000 | 513,391,000 |
| Allowance for loan losses | 5,753,000 | 5,831,000 | 5,943,000 | 6,003,000 |
| Securities available for sale | 80,399,000 | 81,599,000 | 79,958,000 | 77,636,000 |
| Securities held to maturity | 3,210,000 | 2,570,000 | 2,570,000 | 2,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,905,000 | 525,259,000 | 527,624,000 | 517,918,000 |
| Interest-bearing deposits | 411,700,000 | 422,214,000 | 420,214,000 | 412,286,000 |
| Noninterest-bearing deposits | 103,205,000 | 103,045,000 | 107,410,000 | 105,632,000 |
| Equity capital | 68,806,000 | 71,567,000 | 74,497,000 | 77,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,932,000 | 16,232,000 | 24,648,000 | 33,150,000 |
| Interest expense | 2,224,000 | 4,357,000 | 6,545,000 | 8,743,000 |
| Net interest income | 5,708,000 | 11,875,000 | 18,103,000 | 24,407,000 |
| Noninterest income | 704,000 | 1,464,000 | 2,248,000 | 3,139,000 |
| Noninterest expense | 3,556,000 | 7,042,000 | 10,413,000 | 13,672,000 |
| Provision for loan losses | 2,000 | 199,000 | 339,000 | 462,000 |
| Pretax income | 2,790,000 | 6,032,000 | 9,531,000 | 13,343,000 |
| Income tax | 577,000 | 1,255,000 | 1,988,000 | 2,804,000 |
| Net income | 2,213,000 | 4,777,000 | 7,543,000 | 10,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,584,000 | 76,699,000 | 79,014,000 | 81,559,000 |
| Total capital | 80,400,000 | 82,595,000 | 85,022,000 | 87,629,000 |
| Risk-weighted assets | 511,311,000 | 518,165,000 | 532,268,000 | 538,830,000 |