Call reports 2024
WASHINGTON COUNTY BANK — 2024
What WASHINGTON COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 614,875,000 | 599,299,000 | 603,230,000 | 611,618,000 |
| Total loans | 469,417,000 | 475,421,000 | 476,432,000 | 482,384,000 |
| Allowance for loan losses | 5,517,000 | 5,595,000 | 5,676,000 | 5,768,000 |
| Securities available for sale | 102,036,000 | 87,349,000 | 86,270,000 | 82,428,000 |
| Securities held to maturity | 4,090,000 | 3,275,000 | 3,275,000 | 3,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,629,000 | 482,486,000 | 500,524,000 | 497,804,000 |
| Interest-bearing deposits | 385,453,000 | 384,815,000 | 396,666,000 | 385,507,000 |
| Noninterest-bearing deposits | 99,176,000 | 97,671,000 | 103,858,000 | 112,297,000 |
| Equity capital | 57,684,000 | 59,973,000 | 64,697,000 | 65,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,282,000 | 14,976,000 | 22,949,000 | 30,925,000 |
| Interest expense | 2,197,000 | 4,599,000 | 7,032,000 | 9,439,000 |
| Net interest income | 5,085,000 | 10,377,000 | 15,917,000 | 21,486,000 |
| Noninterest income | 619,000 | 1,271,000 | 1,954,000 | 2,581,000 |
| Noninterest expense | 3,094,000 | 6,227,000 | 9,354,000 | 12,244,000 |
| Provision for loan losses | 326,000 | 414,000 | 564,000 | 679,000 |
| Pretax income | 2,285,000 | 5,006,000 | 7,952,000 | 11,143,000 |
| Income tax | 475,000 | 1,048,000 | 1,667,000 | 2,344,000 |
| Net income | 1,810,000 | 3,958,000 | 6,285,000 | 8,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,730,000 | 67,912,000 | 70,273,000 | 72,822,000 |
| Total capital | 71,247,000 | 73,507,000 | 75,949,000 | 78,590,000 |
| Risk-weighted assets | 503,945,000 | 508,522,000 | 507,433,000 | 514,230,000 |