Call reports 2023
WASHINGTON COUNTY BANK — 2023
What WASHINGTON COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 577,961,000 | 590,804,000 | 609,558,000 | 609,362,000 |
| Total loans | 427,718,000 | 443,939,000 | 455,882,000 | 462,712,000 |
| Allowance for loan losses | 4,879,000 | 5,027,000 | 5,174,000 | 5,195,000 |
| Securities available for sale | 114,245,000 | 109,768,000 | 106,384,000 | 106,911,000 |
| Securities held to maturity | 4,948,000 | 4,944,000 | 4,040,000 | 3,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,685,000 | 466,517,000 | 482,072,000 | 479,475,000 |
| Interest-bearing deposits | 367,583,000 | 361,686,000 | 370,270,000 | 376,946,000 |
| Noninterest-bearing deposits | 112,102,000 | 104,831,000 | 111,802,000 | 102,529,000 |
| Equity capital | 50,120,000 | 50,679,000 | 51,690,000 | 55,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,465,000 | 11,543,000 | 18,059,000 | 25,113,000 |
| Interest expense | 755,000 | 2,015,000 | 3,671,000 | 5,745,000 |
| Net interest income | 4,710,000 | 9,528,000 | 14,388,000 | 19,368,000 |
| Noninterest income | 534,000 | 1,137,000 | 1,779,000 | 2,395,000 |
| Noninterest expense | 2,955,000 | 5,926,000 | 8,879,000 | 11,813,000 |
| Provision for loan losses | 93,000 | 228,000 | 378,000 | 403,000 |
| Pretax income | 2,198,000 | 4,513,000 | 6,914,000 | 9,554,000 |
| Income tax | 450,000 | 925,000 | 1,422,000 | 2,033,000 |
| Net income | 1,748,000 | 3,588,000 | 5,492,000 | 7,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,665,000 | 60,513,000 | 62,452,000 | 63,885,000 |
| Total capital | 63,544,000 | 65,540,000 | 67,626,000 | 69,080,000 |
| Risk-weighted assets | 473,745,000 | 482,457,000 | 494,327,000 | 501,266,000 |