Call reports 2022
WASHINGTON COUNTY BANK — 2022
What WASHINGTON COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 563,110,000 | 566,518,000 | 596,561,000 | 582,850,000 |
| Total loans | 377,073,000 | 385,596,000 | 404,597,000 | 425,681,000 |
| Allowance for loan losses | 4,526,000 | 4,519,000 | 4,641,000 | 4,762,000 |
| Securities available for sale | 115,340,000 | 125,027,000 | 124,901,000 | 118,333,000 |
| Securities held to maturity | 9,155,000 | 9,185,000 | 5,410,000 | 5,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,143,000 | 486,596,000 | 512,801,000 | 481,805,000 |
| Interest-bearing deposits | 370,179,000 | 375,029,000 | 405,486,000 | 371,471,000 |
| Noninterest-bearing deposits | 102,964,000 | 111,567,000 | 107,315,000 | 110,334,000 |
| Equity capital | 49,178,000 | 48,412,000 | 47,189,000 | 48,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,089,000 | 8,479,000 | 13,336,000 | 18,649,000 |
| Interest expense | 214,000 | 417,000 | 625,000 | 1,084,000 |
| Net interest income | 3,875,000 | 8,062,000 | 12,711,000 | 17,565,000 |
| Noninterest income | 619,000 | 1,258,000 | 1,850,000 | 2,380,000 |
| Noninterest expense | 2,427,000 | 4,997,000 | 7,876,000 | 10,749,000 |
| Provision for loan losses | 0 | 0 | 128,000 | 386,000 |
| Pretax income | 2,066,000 | 4,321,000 | 6,555,000 | 8,809,000 |
| Income tax | 458,000 | 897,000 | 1,274,000 | 1,740,000 |
| Net income | 1,608,000 | 3,424,000 | 5,281,000 | 7,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,872,000 | 54,722,000 | 56,612,000 | 57,658,000 |
| Total capital | 57,398,000 | 59,241,000 | 61,253,000 | 62,420,000 |
| Risk-weighted assets | 433,388,000 | 435,671,000 | 461,538,000 | 479,609,000 |