Call reports 2021
WASHINGTON COUNTY BANK — 2021
What WASHINGTON COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 522,909,000 | 521,869,000 | 540,721,000 | 539,752,000 |
| Total loans | 382,436,000 | 364,613,000 | 373,223,000 | 370,950,000 |
| Allowance for loan losses | 4,293,000 | 4,325,000 | 4,410,000 | 4,502,000 |
| Securities available for sale | 79,142,000 | 96,500,000 | 100,622,000 | 108,059,000 |
| Securities held to maturity | 6,543,000 | 6,823,000 | 6,667,000 | 8,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,096,000 | 443,105,000 | 458,159,000 | 453,904,000 |
| Interest-bearing deposits | 344,019,000 | 343,771,000 | 360,389,000 | 356,098,000 |
| Noninterest-bearing deposits | 100,077,000 | 99,334,000 | 97,770,000 | 97,806,000 |
| Equity capital | 50,345,000 | 52,080,000 | 52,812,000 | 52,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,017,000 | 8,620,000 | 13,074,000 | 17,368,000 |
| Interest expense | 313,000 | 629,000 | 910,000 | 1,175,000 |
| Net interest income | 3,704,000 | 7,991,000 | 12,164,000 | 16,193,000 |
| Noninterest income | 717,000 | 1,445,000 | 2,097,000 | 2,732,000 |
| Noninterest expense | 2,532,000 | 5,081,000 | 7,721,000 | 10,293,000 |
| Provision for loan losses | 75,000 | 105,000 | 195,000 | 225,000 |
| Pretax income | 1,817,000 | 4,253,000 | 6,348,000 | 8,411,000 |
| Income tax | 412,000 | 956,000 | 1,430,000 | 1,900,000 |
| Net income | 1,405,000 | 3,297,000 | 4,918,000 | 6,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,184,000 | 50,110,000 | 51,154,000 | 52,005,000 |
| Total capital | 52,477,000 | 54,434,000 | 55,564,000 | 56,507,000 |
| Risk-weighted assets | 422,644,000 | 390,890,000 | 407,768,000 | 413,925,000 |