Call reports 2020
WASHINGTON COUNTY BANK — 2020
What WASHINGTON COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 424,954,000 | 468,217,000 | 481,164,000 | 485,115,000 |
| Total loans | 338,135,000 | 367,166,000 | 369,710,000 | 356,913,000 |
| Allowance for loan losses | 4,003,000 | 4,135,000 | 4,159,000 | 4,228,000 |
| Securities available for sale | 48,152,000 | 45,247,000 | 50,026,000 | 65,044,000 |
| Securities held to maturity | 7,478,000 | 7,458,000 | 5,893,000 | 6,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,391,000 | 397,917,000 | 410,152,000 | 410,358,000 |
| Interest-bearing deposits | 297,799,000 | 319,476,000 | 332,648,000 | 326,976,000 |
| Noninterest-bearing deposits | 66,592,000 | 78,441,000 | 77,504,000 | 83,382,000 |
| Equity capital | 45,510,000 | 46,775,000 | 48,339,000 | 49,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,473,000 | 8,918,000 | 13,222,000 | 18,035,000 |
| Interest expense | 669,000 | 1,293,000 | 1,745,000 | 2,171,000 |
| Net interest income | 3,804,000 | 7,625,000 | 11,477,000 | 15,864,000 |
| Noninterest income | 571,000 | 1,245,000 | 1,928,000 | 2,709,000 |
| Noninterest expense | 2,403,000 | 4,803,000 | 7,197,000 | 9,928,000 |
| Provision for loan losses | 90,000 | 240,000 | 330,000 | 420,000 |
| Pretax income | 1,879,000 | 3,825,000 | 5,876,000 | 8,224,000 |
| Income tax | 420,000 | 1,022,000 | 1,464,000 | 1,838,000 |
| Net income | 1,459,000 | 2,803,000 | 4,412,000 | 6,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,248,000 | 43,912,000 | 45,555,000 | 46,746,000 |
| Total capital | 47,251,000 | 48,047,000 | 49,714,000 | 50,974,000 |
| Risk-weighted assets | 353,509,000 | 391,835,000 | 396,885,000 | 393,621,000 |