Call reports 2019
WASHINGTON COUNTY BANK — 2019
What WASHINGTON COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 416,494,000 | 429,465,000 | 433,506,000 | 441,212,000 |
| Total loans | 304,372,000 | 320,007,000 | 317,936,000 | 325,385,000 |
| Allowance for loan losses | 3,622,000 | 3,579,000 | 3,753,000 | 3,917,000 |
| Securities available for sale | 44,107,000 | 41,798,000 | 48,218,000 | 46,086,000 |
| Securities held to maturity | 7,494,000 | 7,638,000 | 7,292,000 | 7,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,976,000 | 376,572,000 | 377,242,000 | 381,997,000 |
| Interest-bearing deposits | 290,941,000 | 307,750,000 | 306,003,000 | 306,629,000 |
| Noninterest-bearing deposits | 72,035,000 | 68,822,000 | 71,239,000 | 75,368,000 |
| Equity capital | 40,553,000 | 42,300,000 | 43,302,000 | 43,903,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,275,000 | 8,834,000 | 13,451,000 | 18,013,000 |
| Interest expense | 667,000 | 1,420,000 | 2,195,000 | 2,931,000 |
| Net interest income | 3,608,000 | 7,414,000 | 11,256,000 | 15,082,000 |
| Noninterest income | 436,000 | 937,000 | 1,561,000 | 2,168,000 |
| Noninterest expense | 2,332,000 | 4,706,000 | 6,979,000 | 9,426,000 |
| Provision for loan losses | 81,000 | 222,000 | 404,000 | 576,000 |
| Pretax income | 1,633,000 | 3,424,000 | 5,436,000 | 7,251,000 |
| Income tax | 373,000 | 777,000 | 1,227,000 | 1,626,000 |
| Net income | 1,260,000 | 2,647,000 | 4,209,000 | 5,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,698,000 | 40,119,000 | 41,061,000 | 41,857,000 |
| Total capital | 42,319,000 | 43,698,000 | 44,814,000 | 45,774,000 |
| Risk-weighted assets | 324,697,000 | 335,150,000 | 335,396,000 | 347,013,000 |