Call reports 2018
WASHINGTON COUNTY BANK — 2018
What WASHINGTON COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 360,585,000 | 365,600,000 | 375,344,000 | 432,110,000 |
| Total loans | 290,892,000 | 295,761,000 | 300,360,000 | 298,183,000 |
| Allowance for loan losses | 3,662,000 | 3,694,000 | 3,468,000 | 3,546,000 |
| Securities available for sale | 48,078,000 | 48,408,000 | 46,350,000 | 45,350,000 |
| Securities held to maturity | 3,915,000 | 3,900,000 | 6,198,000 | 6,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,420,000 | 295,886,000 | 313,493,000 | 376,407,000 |
| Interest-bearing deposits | 241,609,000 | 234,660,000 | 249,444,000 | 302,621,000 |
| Noninterest-bearing deposits | 59,811,000 | 61,226,000 | 64,049,000 | 73,786,000 |
| Equity capital | 36,098,000 | 37,405,000 | 38,406,000 | 39,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,523,000 | 7,177,000 | 11,025,000 | 15,427,000 |
| Interest expense | 307,000 | 642,000 | 1,019,000 | 1,741,000 |
| Net interest income | 3,216,000 | 6,535,000 | 10,006,000 | 13,686,000 |
| Noninterest income | 466,000 | 964,000 | 1,462,000 | 2,005,000 |
| Noninterest expense | 2,137,000 | 4,175,000 | 6,529,000 | 8,780,000 |
| Provision for loan losses | 54,000 | 54,000 | 216,000 | 336,000 |
| Pretax income | 1,491,000 | 3,270,000 | 4,723,000 | 6,573,000 |
| Income tax | 334,000 | 732,000 | 1,046,000 | 1,462,000 |
| Net income | 1,157,000 | 2,538,000 | 3,677,000 | 5,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,620,000 | 38,001,000 | 37,223,000 | 37,822,000 |
| Total capital | 40,282,000 | 41,695,000 | 40,691,000 | 41,368,000 |
| Risk-weighted assets | 305,355,000 | 309,668,000 | 318,797,000 | 327,295,000 |