Call reports 2017
WASHINGTON COUNTY BANK — 2017
What WASHINGTON COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 361,005,000 | 366,350,000 | 373,138,000 | 366,995,000 |
| Total loans | 278,897,000 | 283,310,000 | 281,884,000 | 293,452,000 |
| Allowance for loan losses | 3,609,000 | 3,617,000 | 3,603,000 | 3,604,000 |
| Securities available for sale | 50,880,000 | 50,312,000 | 50,227,000 | 49,372,000 |
| Securities held to maturity | 4,639,000 | 4,549,000 | 4,485,000 | 3,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,980,000 | 309,916,000 | 317,664,000 | 305,281,000 |
| Interest-bearing deposits | 250,220,000 | 250,482,000 | 255,020,000 | 239,884,000 |
| Noninterest-bearing deposits | 56,760,000 | 59,434,000 | 62,644,000 | 65,397,000 |
| Equity capital | 34,287,000 | 34,726,000 | 35,842,000 | 35,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,221,000 | 6,640,000 | 10,190,000 | 13,691,000 |
| Interest expense | 247,000 | 509,000 | 789,000 | 1,069,000 |
| Net interest income | 2,974,000 | 6,131,000 | 9,401,000 | 12,622,000 |
| Noninterest income | 567,000 | 1,124,000 | 1,672,000 | 2,155,000 |
| Noninterest expense | 2,048,000 | 4,099,000 | 6,123,000 | 8,380,000 |
| Provision for loan losses | 20,000 | 80,000 | 120,000 | 180,000 |
| Pretax income | 1,493,000 | 3,096,000 | 4,850,000 | 6,237,000 |
| Income tax | 515,000 | 1,071,000 | 1,673,000 | 2,649,000 |
| Net income | 978,000 | 2,025,000 | 3,177,000 | 3,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,223,000 | 34,562,000 | 35,714,000 | 35,463,000 |
| Total capital | 37,832,000 | 38,179,000 | 39,317,000 | 39,067,000 |
| Risk-weighted assets | 293,619,000 | 297,217,000 | 297,729,000 | 314,673,000 |