Call reports 2011
WASHINGTON COUNTY BANK — 2011
What WASHINGTON COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 279,765,000 | 284,793,000 | 283,982,000 | 290,071,000 |
| Total loans | 200,879,000 | 200,106,000 | 213,146,000 | 221,165,000 |
| Allowance for loan losses | 2,521,000 | 2,604,000 | 2,617,000 | 2,874,000 |
| Securities available for sale | 40,626,000 | 32,942,000 | 33,382,000 | 36,924,000 |
| Securities held to maturity | 22,234,000 | 18,975,000 | 12,987,000 | 8,186,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,186,000 | 224,950,000 | 221,480,000 | 223,196,000 |
| Interest-bearing deposits | 187,952,000 | 193,194,000 | 192,899,000 | 191,017,000 |
| Noninterest-bearing deposits | 27,234,000 | 31,756,000 | 28,581,000 | 32,179,000 |
| Equity capital | 23,633,000 | 25,001,000 | 25,880,000 | 25,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 6,023,000 | 8,990,000 | 11,977,000 |
| Interest expense | 588,000 | 1,142,000 | 1,634,000 | 2,093,000 |
| Net interest income | 2,422,000 | 4,881,000 | 7,356,000 | 9,884,000 |
| Noninterest income | 610,000 | 1,217,000 | 2,008,000 | 2,782,000 |
| Noninterest expense | 1,777,000 | 3,562,000 | 5,422,000 | 7,495,000 |
| Provision for loan losses | 63,000 | 156,000 | 219,000 | 546,000 |
| Pretax income | 1,192,000 | 2,586,000 | 3,929,000 | 4,831,000 |
| Income tax | 387,000 | 841,000 | 1,278,000 | 1,582,000 |
| Net income | 805,000 | 1,745,000 | 2,651,000 | 3,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,529,000 | 24,469,000 | 25,375,000 | 24,519,000 |
| Total capital | 26,050,000 | 27,073,000 | 27,992,000 | 27,382,000 |
| Risk-weighted assets | 215,849,000 | 214,892,000 | 223,777,000 | 229,042,000 |