Call reports 2008
WASHINGTON COUNTY BANK — 2008
What WASHINGTON COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 264,330,000 | 274,402,000 | 292,026,000 | 287,220,000 |
| Total loans | 217,609,000 | 226,914,000 | 234,165,000 | 231,956,000 |
| Allowance for loan losses | 2,178,000 | 2,259,000 | 2,333,000 | 2,307,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,991,000 | 32,754,000 | 40,790,000 | 34,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,465,000 | 216,443,000 | 239,248,000 | 233,218,000 |
| Interest-bearing deposits | 200,316,000 | 196,452,000 | 215,801,000 | 210,396,000 |
| Noninterest-bearing deposits | 19,149,000 | 19,991,000 | 23,447,000 | 22,822,000 |
| Equity capital | 21,559,000 | 22,308,000 | 23,077,000 | 23,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,180,000 | 8,276,000 | 12,506,000 | 16,667,000 |
| Interest expense | 1,879,000 | 3,536,000 | 5,139,000 | 6,663,000 |
| Net interest income | 2,301,000 | 4,740,000 | 7,367,000 | 10,004,000 |
| Noninterest income | 336,000 | 694,000 | 1,046,000 | 1,379,000 |
| Noninterest expense | 1,420,000 | 2,850,000 | 4,325,000 | 5,902,000 |
| Provision for loan losses | 208,000 | 473,000 | 857,000 | 1,184,000 |
| Pretax income | 1,009,000 | 2,111,000 | 3,231,000 | 4,297,000 |
| Income tax | 320,000 | 673,000 | 1,024,000 | 1,367,000 |
| Net income | 689,000 | 1,438,000 | 2,207,000 | 2,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,475,000 | 22,224,000 | 22,993,000 | 23,716,000 |
| Total capital | 23,653,000 | 24,483,000 | 25,326,000 | 26,023,000 |
| Risk-weighted assets | 228,996,000 | 239,542,000 | 247,978,000 | 246,075,000 |
Machine access — free, no API key
Every figure shown here about WASHINGTON COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.