Call reports 2002
WASHINGTON COUNTY BANK — 2002
What WASHINGTON COUNTY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 178,138,000 | 172,274,000 | 173,658,000 | 178,259,000 |
| Total loans | 125,280,000 | 128,404,000 | 131,351,000 | 129,209,000 |
| Allowance for loan losses | 1,110,000 | 1,171,000 | 1,243,000 | 1,264,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,986,000 | 32,216,000 | 31,909,000 | 28,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,260,000 | 141,880,000 | 138,319,000 | 145,801,000 |
| Interest-bearing deposits | 124,937,000 | 124,445,000 | 119,228,000 | 124,815,000 |
| Noninterest-bearing deposits | 22,323,000 | 17,435,000 | 19,091,000 | 20,986,000 |
| Equity capital | 13,300,000 | 13,840,000 | 13,851,000 | 14,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,937,000 | 5,959,000 | 8,917,000 | 11,829,000 |
| Interest expense | 1,170,000 | 2,294,000 | 3,287,000 | 4,223,000 |
| Net interest income | 1,767,000 | 3,665,000 | 5,630,000 | 7,606,000 |
| Noninterest income | 166,000 | 334,000 | 521,000 | 693,000 |
| Noninterest expense | 930,000 | 1,922,000 | 2,895,000 | 4,091,000 |
| Provision for loan losses | 276,000 | 563,000 | 848,000 | 1,105,000 |
| Pretax income | 727,000 | 1,514,000 | 2,408,000 | 3,103,000 |
| Income tax | 226,000 | 473,000 | 756,000 | 972,000 |
| Net income | 501,000 | 1,041,000 | 1,652,000 | 2,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,300,000 | 13,840,000 | 13,851,000 | 14,330,000 |
| Total capital | 14,410,000 | 15,011,000 | 15,094,000 | 15,594,000 |
| Risk-weighted assets | 140,349,000 | 143,189,000 | 150,133,000 | 149,128,000 |