Call reports 2001
WASHINGTON COUNTY BANK — 2001
What WASHINGTON COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 163,417,000 | 164,204,000 | 172,730,000 | 171,909,000 |
| Total loans | 127,852,000 | 126,408,000 | 127,472,000 | 126,025,000 |
| Allowance for loan losses | 1,096,000 | 1,077,000 | 1,065,000 | 1,117,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,116,000 | 22,656,000 | 32,603,000 | 30,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,340,000 | 131,483,000 | 138,835,000 | 142,796,000 |
| Interest-bearing deposits | 117,831,000 | 118,440,000 | 124,277,000 | 122,767,000 |
| Noninterest-bearing deposits | 11,509,000 | 13,043,000 | 14,558,000 | 20,029,000 |
| Equity capital | 13,070,000 | 13,602,000 | 13,605,000 | 12,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,422,000 | 6,714,000 | 10,003,000 | 13,117,000 |
| Interest expense | 1,752,000 | 3,311,000 | 4,799,000 | 6,099,000 |
| Net interest income | 1,670,000 | 3,403,000 | 5,204,000 | 7,018,000 |
| Noninterest income | 158,000 | 334,000 | 526,000 | 708,000 |
| Noninterest expense | 964,000 | 1,873,000 | 2,827,000 | 3,867,000 |
| Provision for loan losses | 222,000 | 474,000 | 754,000 | 1,024,000 |
| Pretax income | 678,000 | 1,454,000 | 2,213,000 | 2,899,000 |
| Income tax | 213,000 | 457,000 | 713,000 | 905,000 |
| Net income | 465,000 | 997,000 | 1,500,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,070,000 | 13,602,000 | 13,605,000 | 12,799,000 |
| Total capital | 14,166,000 | 14,679,000 | 14,670,000 | 13,916,000 |
| Risk-weighted assets | 137,987,000 | 137,776,000 | 140,023,000 | 138,839,000 |