Call reports 2016
STATE BANK OF HILDRETH — 2016
What STATE BANK OF HILDRETH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 31,391,000 | 30,774,000 |
| Total loans | 21,939,000 | 22,186,000 |
| Allowance for loan losses | 259,000 | 278,000 |
| Securities available for sale | 1,382,000 | 1,489,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 26,697,000 | 26,021,000 |
| Interest-bearing deposits | 20,657,000 | 21,282,000 |
| Noninterest-bearing deposits | 6,040,000 | 4,739,000 |
| Equity capital | 3,146,000 | 3,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 303,000 | 609,000 |
| Interest expense | 40,000 | 82,000 |
| Net interest income | 263,000 | 527,000 |
| Noninterest income | 13,000 | 26,000 |
| Noninterest expense | 173,000 | 362,000 |
| Provision for loan losses | 0 | 15,000 |
| Pretax income | 103,000 | 176,000 |
| Income tax | 3,000 | 6,000 |
| Net income | 104,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 3,144,000 | 3,218,000 |
| Total capital | 3,403,000 | 3,496,000 |
| Risk-weighted assets | 26,209,000 | 27,329,000 |