Call reports 2015
STATE BANK OF HILDRETH — 2015
What STATE BANK OF HILDRETH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 32,164,000 | 30,542,000 | 31,838,000 | 33,874,000 |
| Total loans | 19,135,000 | 21,270,000 | 22,019,000 | 25,188,000 |
| Allowance for loan losses | 200,000 | 232,000 | 208,000 | 251,000 |
| Securities available for sale | 1,489,000 | 2,166,000 | 1,684,000 | 1,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,523,000 | 26,341,000 | 26,537,000 | 27,097,000 |
| Interest-bearing deposits | 20,149,000 | 20,304,000 | 21,678,000 | 21,849,000 |
| Noninterest-bearing deposits | 8,374,000 | 6,038,000 | 4,859,000 | 5,248,000 |
| Equity capital | 3,093,000 | 3,168,000 | 3,238,000 | 3,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 549,000 | 851,000 | 1,180,000 |
| Interest expense | 29,000 | 63,000 | 101,000 | 140,000 |
| Net interest income | 236,000 | 486,000 | 750,000 | 1,040,000 |
| Noninterest income | 14,000 | 28,000 | 44,000 | 66,000 |
| Noninterest expense | 153,000 | 328,000 | 547,000 | 767,000 |
| Provision for loan losses | 15,000 | 15,000 | 20,000 | 50,000 |
| Pretax income | 82,000 | 171,000 | 227,000 | 289,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 80,000 | 168,000 | 222,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,092,000 | 3,180,000 | 3,233,000 | 3,086,000 |
| Total capital | 3,292,000 | 3,412,000 | 3,441,000 | 3,337,000 |
| Risk-weighted assets | 26,810,000 | 24,519,000 | 25,359,000 | 28,848,000 |