Call reports 2014
STATE BANK OF HILDRETH — 2014
What STATE BANK OF HILDRETH reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,093,000 | 29,743,000 | 31,103,000 | 31,171,000 |
| Total loans | 16,538,000 | 18,618,000 | 20,465,000 | 22,157,000 |
| Allowance for loan losses | 374,000 | 374,000 | 374,000 | 284,000 |
| Securities available for sale | 3,065,000 | 2,863,000 | 2,364,000 | 1,877,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,604,000 | 26,170,000 | 27,447,000 | 25,769,000 |
| Interest-bearing deposits | 19,110,000 | 18,889,000 | 19,464,000 | 17,574,000 |
| Noninterest-bearing deposits | 9,494,000 | 7,281,000 | 7,983,000 | 8,195,000 |
| Equity capital | 2,935,000 | 3,022,000 | 3,079,000 | 3,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 225,000 | 491,000 | 763,000 | 1,056,000 |
| Interest expense | 43,000 | 73,000 | 106,000 | 135,000 |
| Net interest income | 182,000 | 418,000 | 657,000 | 921,000 |
| Noninterest income | -40,000 | -28,000 | -23,000 | 66,000 |
| Noninterest expense | 166,000 | 351,000 | 566,000 | 832,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | -24,000 | 39,000 | 68,000 | 115,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 2,000 |
| Net income | -26,000 | 35,000 | 63,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,011,000 | 3,072,000 | 3,099,000 | 3,086,000 |
| Total capital | 3,281,000 | 3,356,000 | 3,407,000 | 3,370,000 |
| Risk-weighted assets | 21,475,000 | 22,627,000 | 24,535,000 | 26,010,000 |