Call reports 2013
STATE BANK OF HILDRETH — 2013
What STATE BANK OF HILDRETH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,081,000 | 32,875,000 | 31,504,000 | 27,909,000 |
| Total loans | 13,047,000 | 13,970,000 | 15,834,000 | 16,671,000 |
| Allowance for loan losses | 425,000 | 425,000 | 425,000 | 314,000 |
| Securities available for sale | 2,797,000 | 2,616,000 | 3,047,000 | 3,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,015,000 | 28,926,000 | 27,516,000 | 23,934,000 |
| Interest-bearing deposits | 22,157,000 | 20,419,000 | 19,566,000 | 16,763,000 |
| Noninterest-bearing deposits | 10,858,000 | 8,507,000 | 7,950,000 | 7,171,000 |
| Equity capital | 3,017,000 | 2,904,000 | 2,927,000 | 2,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 444,000 | 662,000 | 946,000 |
| Interest expense | 50,000 | 79,000 | 108,000 | 136,000 |
| Net interest income | 160,000 | 365,000 | 554,000 | 810,000 |
| Noninterest income | 13,000 | 24,000 | 39,000 | 55,000 |
| Noninterest expense | 170,000 | 373,000 | 558,000 | 766,000 |
| Provision for loan losses | 0 | 0 | 0 | -15,000 |
| Pretax income | 3,000 | 16,000 | 35,000 | 114,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 11,000 |
| Net income | 0 | 12,000 | 30,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,034,000 | 3,046,000 | 3,064,000 | 3,091,000 |
| Total capital | 3,281,000 | 3,291,000 | 3,325,000 | 3,352,000 |
| Risk-weighted assets | 19,622,000 | 19,448,000 | 20,697,000 | 20,825,000 |