Call reports 2012
STATE BANK OF HILDRETH — 2012
What STATE BANK OF HILDRETH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,062,000 | 29,597,000 | 28,290,000 | 27,583,000 |
| Total loans | 14,575,000 | 16,225,000 | 17,260,000 | 16,680,000 |
| Allowance for loan losses | 389,000 | 393,000 | 422,000 | 424,000 |
| Securities available for sale | 1,305,000 | 1,505,000 | 1,403,000 | 1,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,451,000 | 24,967,000 | 23,537,000 | 22,928,000 |
| Interest-bearing deposits | 19,751,000 | 19,037,000 | 18,118,000 | 16,394,000 |
| Noninterest-bearing deposits | 7,700,000 | 5,930,000 | 5,419,000 | 6,534,000 |
| Equity capital | 3,068,000 | 3,075,000 | 3,196,000 | 3,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 242,000 | 493,000 | 816,000 | 1,081,000 |
| Interest expense | 45,000 | 88,000 | 126,000 | 161,000 |
| Net interest income | 197,000 | 405,000 | 690,000 | 920,000 |
| Noninterest income | 10,000 | 30,000 | 46,000 | 55,000 |
| Noninterest expense | 187,000 | 397,000 | 586,000 | 801,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 20,000 | 38,000 | 150,000 | 174,000 |
| Income tax | 2,000 | 4,000 | 9,000 | 7,000 |
| Net income | 18,000 | 34,000 | 141,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,051,000 | 3,067,000 | 3,174,000 | 3,090,000 |
| Total capital | 3,298,000 | 3,326,000 | 3,443,000 | 3,349,000 |
| Risk-weighted assets | 19,657,000 | 20,585,000 | 21,336,000 | 20,539,000 |