Call reports 2011
STATE BANK OF HILDRETH — 2011
What STATE BANK OF HILDRETH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,653,000 | 28,206,000 | 25,794,000 | 26,391,000 |
| Total loans | 15,917,000 | 17,494,000 | 19,293,000 | 17,692,000 |
| Allowance for loan losses | 414,000 | 384,000 | 381,000 | 386,000 |
| Securities available for sale | 1,633,000 | 1,438,000 | 1,318,000 | 1,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,992,000 | 23,026,000 | 21,059,000 | 21,723,000 |
| Interest-bearing deposits | 12,454,000 | 10,726,000 | 17,596,000 | 16,604,000 |
| Noninterest-bearing deposits | 12,538,000 | 12,300,000 | 3,463,000 | 5,119,000 |
| Equity capital | 3,101,000 | 3,117,000 | 3,173,000 | 3,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 546,000 | 852,000 | 1,151,000 |
| Interest expense | 68,000 | 133,000 | 191,000 | 240,000 |
| Net interest income | 197,000 | 413,000 | 661,000 | 911,000 |
| Noninterest income | 7,000 | 14,000 | 25,000 | 36,000 |
| Noninterest expense | 167,000 | 372,000 | 562,000 | 780,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 55,000 | 124,000 | 167,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 7,000 |
| Net income | 35,000 | 51,000 | 119,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,063,000 | 3,078,000 | 3,147,000 | 3,087,000 |
| Total capital | 3,316,000 | 3,345,000 | 3,427,000 | 3,358,000 |
| Risk-weighted assets | 20,142,000 | 21,253,000 | 22,354,000 | 21,587,000 |