Call reports 2009
STATE BANK OF HILDRETH — 2009
What STATE BANK OF HILDRETH reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 24,747,000 | 24,025,000 | 23,512,000 | 23,810,000 |
| Total loans | 16,005,000 | 17,595,000 | 19,431,000 | 18,421,000 |
| Allowance for loan losses | 387,000 | 390,000 | 390,000 | 398,000 |
| Securities available for sale | 2,390,000 | 2,273,000 | 1,961,000 | 1,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,526,000 | 18,781,000 | 18,701,000 | 18,587,000 |
| Interest-bearing deposits | 15,734,000 | 15,356,000 | 11,373,000 | 11,254,000 |
| Noninterest-bearing deposits | 3,792,000 | 3,425,000 | 7,328,000 | 7,333,000 |
| Equity capital | 3,145,000 | 3,156,000 | 3,222,000 | 3,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 635,000 | 995,000 | 1,335,000 |
| Interest expense | 105,000 | 205,000 | 299,000 | 387,000 |
| Net interest income | 205,000 | 430,000 | 696,000 | 948,000 |
| Noninterest income | 9,000 | 17,000 | 29,000 | 43,000 |
| Noninterest expense | 165,000 | 367,000 | 574,000 | 794,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 49,000 | 80,000 | 151,000 | 192,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 18,000 |
| Net income | 46,000 | 75,000 | 143,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,044,000 | 3,073,000 | 3,142,000 | 3,072,000 |
| Total capital | 3,273,000 | 3,317,000 | 3,402,000 | 3,324,000 |
| Risk-weighted assets | 18,210,000 | 19,428,000 | 20,722,000 | 20,164,000 |