Call reports 2007
STATE BANK OF HILDRETH — 2007
What STATE BANK OF HILDRETH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,173,000 | 20,340,000 | 21,211,000 | 21,207,000 |
| Total loans | 14,814,000 | 15,481,000 | 17,191,000 | 15,069,000 |
| Allowance for loan losses | 380,000 | 392,000 | 394,000 | 405,000 |
| Securities available for sale | 3,158,000 | 3,220,000 | 2,915,000 | 2,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,602,000 | 15,752,000 | 16,310,000 | 16,521,000 |
| Interest-bearing deposits | 12,554,000 | 14,140,000 | 14,748,000 | 14,495,000 |
| Noninterest-bearing deposits | 5,048,000 | 1,612,000 | 1,562,000 | 2,026,000 |
| Equity capital | 2,993,000 | 3,015,000 | 3,082,000 | 3,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 759,000 | 1,161,000 | 1,554,000 |
| Interest expense | 160,000 | 316,000 | 490,000 | 650,000 |
| Net interest income | 220,000 | 443,000 | 671,000 | 904,000 |
| Noninterest income | 12,000 | 22,000 | 33,000 | 46,000 |
| Noninterest expense | 161,000 | 338,000 | 541,000 | 767,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 66,000 | 117,000 | 148,000 | 163,000 |
| Income tax | 2,000 | 4,000 | 5,000 | 6,000 |
| Net income | 64,000 | 113,000 | 143,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,992,000 | 3,041,000 | 3,072,000 | 3,014,000 |
| Total capital | 3,200,000 | 3,255,000 | 3,307,000 | 3,228,000 |
| Risk-weighted assets | 16,523,000 | 16,972,000 | 18,646,000 | 16,970,000 |