Call reports 2006
STATE BANK OF HILDRETH — 2006
What STATE BANK OF HILDRETH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 19,242,000 | 20,011,000 | 21,228,000 | 22,395,000 |
| Total loans | 13,624,000 | 15,626,000 | 17,643,000 | 15,762,000 |
| Allowance for loan losses | 401,000 | 398,000 | 402,000 | 398,000 |
| Securities available for sale | 2,293,000 | 2,080,000 | 2,296,000 | 2,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,750,000 | 15,011,000 | 16,651,000 | 17,827,000 |
| Interest-bearing deposits | 12,850,000 | 13,574,000 | 15,439,000 | 15,900,000 |
| Noninterest-bearing deposits | 1,900,000 | 1,437,000 | 1,212,000 | 1,927,000 |
| Equity capital | 2,930,000 | 2,925,000 | 2,991,000 | 2,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 612,000 | 983,000 | 1,375,000 |
| Interest expense | 92,000 | 220,000 | 371,000 | 543,000 |
| Net interest income | 173,000 | 392,000 | 612,000 | 832,000 |
| Noninterest income | 12,000 | 25,000 | 38,000 | 52,000 |
| Noninterest expense | 142,000 | 364,000 | 547,000 | 760,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 53,000 | 103,000 | 124,000 |
| Income tax | 5,000 | 12,000 | 16,000 | 21,000 |
| Net income | 38,000 | 41,000 | 87,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,949,000 | 2,952,000 | 2,998,000 | 2,977,000 |
| Total capital | 3,135,000 | 3,161,000 | 3,233,000 | 3,200,000 |
| Risk-weighted assets | 14,690,000 | 16,535,000 | 18,622,000 | 17,674,000 |