Call reports 2005
STATE BANK OF HILDRETH — 2005
What STATE BANK OF HILDRETH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 16,374,000 | 14,451,000 | 16,350,000 | 16,598,000 |
| Total loans | 10,460,000 | 11,575,000 | 13,270,000 | 12,738,000 |
| Allowance for loan losses | 395,000 | 406,000 | 411,000 | 398,000 |
| Securities available for sale | 2,170,000 | 2,128,000 | 2,107,000 | 2,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,352,000 | 11,405,000 | 11,786,000 | 12,081,000 |
| Interest-bearing deposits | 11,242,000 | 9,970,000 | 10,337,000 | 10,169,000 |
| Noninterest-bearing deposits | 2,110,000 | 1,435,000 | 1,449,000 | 1,912,000 |
| Equity capital | 2,958,000 | 2,990,000 | 3,005,000 | 2,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 436,000 | 686,000 | 950,000 |
| Interest expense | 57,000 | 115,000 | 181,000 | 264,000 |
| Net interest income | 154,000 | 321,000 | 505,000 | 686,000 |
| Noninterest income | 13,000 | 27,000 | 43,000 | 60,000 |
| Noninterest expense | 146,000 | 300,000 | 479,000 | 644,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 48,000 | 69,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 37,000 |
| Net income | 21,000 | 48,000 | 69,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,967,000 | 2,993,000 | 3,015,000 | 2,961,000 |
| Total capital | 3,112,000 | 3,144,000 | 3,187,000 | 3,134,000 |
| Risk-weighted assets | 11,380,000 | 11,790,000 | 13,540,000 | 13,602,000 |