Call reports 2004
STATE BANK OF HILDRETH — 2004
What STATE BANK OF HILDRETH reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,054,000 | 13,406,000 | 15,035,000 | 15,561,000 |
| Total loans | 8,794,000 | 10,277,000 | 12,211,000 | 11,371,000 |
| Allowance for loan losses | 373,000 | 380,000 | 384,000 | 390,000 |
| Securities available for sale | 3,373,000 | 2,654,000 | 2,208,000 | 2,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,949,000 | 9,971,000 | 10,848,000 | 12,457,000 |
| Interest-bearing deposits | 8,909,000 | 8,492,000 | 9,848,000 | 10,847,000 |
| Noninterest-bearing deposits | 2,041,000 | 1,479,000 | 999,000 | 1,610,000 |
| Equity capital | 3,014,000 | 2,981,000 | 3,017,000 | 3,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 368,000 | 586,000 | 818,000 |
| Interest expense | 36,000 | 69,000 | 115,000 | 170,000 |
| Net interest income | 141,000 | 299,000 | 471,000 | 648,000 |
| Noninterest income | 15,000 | 27,000 | 41,000 | 57,000 |
| Noninterest expense | 133,000 | 294,000 | 445,000 | 635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 42,000 | 77,000 | 80,000 |
| Income tax | 2,000 | 12,000 | 15,000 | 24,000 |
| Net income | 21,000 | 30,000 | 62,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,961,000 | 2,971,000 | 3,002,000 | 2,996,000 |
| Total capital | 3,081,000 | 3,104,000 | 3,160,000 | 3,152,000 |
| Risk-weighted assets | 9,383,000 | 10,367,000 | 12,397,000 | 12,378,000 |