Call reports 2003
STATE BANK OF HILDRETH — 2003
What STATE BANK OF HILDRETH reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 12,176,000 | 13,133,000 | 12,931,000 | 14,165,000 |
| Total loans | 7,782,000 | 8,509,000 | 9,284,000 | 9,512,000 |
| Allowance for loan losses | 378,000 | 360,000 | 362,000 | 367,000 |
| Securities available for sale | 3,235,000 | 2,423,000 | 2,377,000 | 2,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,009,000 | 9,926,000 | 9,749,000 | 10,995,000 |
| Interest-bearing deposits | 7,803,000 | 8,583,000 | 8,813,000 | 8,895,000 |
| Noninterest-bearing deposits | 1,206,000 | 1,343,000 | 936,000 | 2,100,000 |
| Equity capital | 3,063,000 | 3,104,000 | 3,084,000 | 3,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 163,000 | 336,000 | 520,000 | 707,000 |
| Interest expense | 41,000 | 84,000 | 124,000 | 162,000 |
| Net interest income | 122,000 | 252,000 | 396,000 | 545,000 |
| Noninterest income | 56,000 | 100,000 | 118,000 | 136,000 |
| Noninterest expense | 145,000 | 284,000 | 442,000 | 629,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 68,000 | 72,000 | 52,000 |
| Income tax | 2,000 | 2,000 | 3,000 | 23,000 |
| Net income | 31,000 | 66,000 | 69,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,992,000 | 3,027,000 | 3,030,000 | 2,991,000 |
| Total capital | 3,098,000 | 3,149,000 | 3,160,000 | 3,115,000 |
| Risk-weighted assets | 8,206,000 | 9,517,000 | 10,158,000 | 9,703,000 |