Call reports 2001
STATE BANK OF HILDRETH — 2001
What STATE BANK OF HILDRETH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,004,000 | 15,963,000 | 15,074,000 | 14,962,000 |
| Total loans | 9,600,000 | 10,280,000 | 10,156,000 | 9,234,000 |
| Allowance for loan losses | 331,000 | 341,000 | 432,000 | 403,000 |
| Securities available for sale | 3,830,000 | 3,000,000 | 2,795,000 | 3,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,705,000 | 12,667,000 | 11,789,000 | 11,723,000 |
| Interest-bearing deposits | 12,714,000 | 11,673,000 | 10,886,000 | 10,588,000 |
| Noninterest-bearing deposits | 991,000 | 994,000 | 903,000 | 1,136,000 |
| Equity capital | 3,036,000 | 3,039,000 | 3,052,000 | 3,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 615,000 | 889,000 | 1,128,000 |
| Interest expense | 147,000 | 276,000 | 383,000 | 474,000 |
| Net interest income | 179,000 | 339,000 | 506,000 | 654,000 |
| Noninterest income | 14,000 | 27,000 | 38,000 | 51,000 |
| Noninterest expense | 178,000 | 322,000 | 474,000 | 640,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 44,000 | 70,000 | 65,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 9,000 |
| Net income | 11,000 | 37,000 | 61,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,021,000 | 3,017,000 | 3,024,000 | 2,990,000 |
| Total capital | 3,160,000 | 3,170,000 | 3,165,000 | 3,120,000 |
| Risk-weighted assets | 10,883,000 | 12,079,000 | 10,962,000 | 10,161,000 |