Call reports 2001
ANCHOR BANK SAINT PAUL — 2001
What ANCHOR BANK SAINT PAUL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,870,000 | 47,149,000 | 44,072,000 | 46,028,000 |
| Total loans | 28,743,000 | 27,615,000 | 28,569,000 | 31,594,000 |
| Allowance for loan losses | 370,000 | 390,000 | 384,000 | 405,000 |
| Securities available for sale | 11,161,000 | 9,529,000 | 13,653,000 | 11,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,697,000 | 42,039,000 | 36,420,000 | 38,710,000 |
| Interest-bearing deposits | 29,564,000 | 30,484,000 | 26,712,000 | 29,858,000 |
| Noninterest-bearing deposits | 11,133,000 | 11,555,000 | 9,708,000 | 8,852,000 |
| Equity capital | 3,913,000 | 4,064,000 | 4,344,000 | 4,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,692,000 | 2,497,000 | 3,265,000 |
| Interest expense | 341,000 | 634,000 | 898,000 | 1,138,000 |
| Net interest income | 520,000 | 1,058,000 | 1,599,000 | 2,127,000 |
| Noninterest income | 111,000 | 212,000 | 351,000 | 458,000 |
| Noninterest expense | 341,000 | 681,000 | 1,035,000 | 1,398,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 75,000 |
| Pretax income | 260,000 | 538,000 | 864,000 | 1,111,000 |
| Income tax | 94,000 | 193,000 | 315,000 | 404,000 |
| Net income | 166,000 | 345,000 | 549,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,763,000 | 3,942,000 | 4,146,000 | 4,004,000 |
| Total capital | 4,133,000 | 4,330,000 | 4,530,000 | 4,409,000 |
| Risk-weighted assets | 30,761,000 | 31,019,000 | 31,633,000 | 34,184,000 |