Call reports 2016
GREENFIELD BANKING COMPANY — 2016
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 510,571,000 | 520,938,000 | 533,638,000 | 494,605,000 |
| Total loans | 187,116,000 | 193,528,000 | 190,829,000 | 193,936,000 |
| Allowance for loan losses | 2,860,000 | 2,927,000 | 3,028,000 | 3,057,000 |
| Securities available for sale | 191,872,000 | 192,689,000 | 193,478,000 | 187,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,817,000 | 466,830,000 | 478,895,000 | 442,630,000 |
| Interest-bearing deposits | 325,555,000 | 331,304,000 | 318,361,000 | 286,646,000 |
| Noninterest-bearing deposits | 132,262,000 | 135,526,000 | 160,534,000 | 155,984,000 |
| Equity capital | 47,517,000 | 48,786,000 | 49,018,000 | 46,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,590,000 | 7,150,000 | 10,818,000 | 14,450,000 |
| Interest expense | 102,000 | 210,000 | 336,000 | 460,000 |
| Net interest income | 3,488,000 | 6,940,000 | 10,482,000 | 13,990,000 |
| Noninterest income | 1,124,000 | 2,340,000 | 3,661,000 | 4,909,000 |
| Noninterest expense | 3,266,000 | 6,587,000 | 9,876,000 | 12,856,000 |
| Provision for loan losses | 109,000 | 202,000 | 396,000 | 476,000 |
| Pretax income | 1,258,000 | 2,578,000 | 4,047,000 | 5,880,000 |
| Income tax | 249,000 | 514,000 | 871,000 | 1,370,000 |
| Net income | 1,009,000 | 2,064,000 | 3,176,000 | 4,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,343,000 | 48,033,000 | 48,781,000 | 49,746,000 |
| Total capital | 50,203,000 | 50,960,000 | 51,809,000 | 52,803,000 |
| Risk-weighted assets | 244,408,000 | 246,979,000 | 248,022,000 | 253,417,000 |