Call reports 2015
GREENFIELD BANKING COMPANY — 2015
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 468,506,000 | 473,199,000 | 483,308,000 | 473,655,000 |
| Total loans | 164,943,000 | 169,328,000 | 173,286,000 | 185,341,000 |
| Allowance for loan losses | 2,455,000 | 2,567,000 | 2,656,000 | 2,774,000 |
| Securities available for sale | 152,137,000 | 152,627,000 | 165,809,000 | 191,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,791,000 | 421,886,000 | 431,457,000 | 421,661,000 |
| Interest-bearing deposits | 292,428,000 | 307,264,000 | 292,400,000 | 277,086,000 |
| Noninterest-bearing deposits | 124,363,000 | 114,622,000 | 139,057,000 | 144,575,000 |
| Equity capital | 46,136,000 | 45,756,000 | 46,454,000 | 46,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,175,000 | 6,395,000 | 9,694,000 | 13,145,000 |
| Interest expense | 116,000 | 226,000 | 332,000 | 435,000 |
| Net interest income | 3,059,000 | 6,169,000 | 9,362,000 | 12,710,000 |
| Noninterest income | 1,186,000 | 2,443,000 | 3,698,000 | 4,978,000 |
| Noninterest expense | 3,165,000 | 6,329,000 | 9,482,000 | 12,491,000 |
| Provision for loan losses | 123,000 | 245,000 | 366,000 | 489,000 |
| Pretax income | 956,000 | 2,044,000 | 3,218,000 | 4,727,000 |
| Income tax | 111,000 | 279,000 | 483,000 | 827,000 |
| Net income | 845,000 | 1,765,000 | 2,735,000 | 3,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,333,000 | 45,858,000 | 46,921,000 | 46,984,000 |
| Total capital | 47,788,000 | 48,425,000 | 49,577,000 | 49,758,000 |
| Risk-weighted assets | 211,755,000 | 216,740,000 | 229,744,000 | 239,272,000 |