Call reports 2012
GREENFIELD BANKING COMPANY — 2012
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 393,827,000 | 405,880,000 | 410,030,000 | 426,436,000 |
| Total loans | 173,325,000 | 170,947,000 | 171,031,000 | 168,169,000 |
| Allowance for loan losses | 2,766,000 | 2,786,000 | 2,798,000 | 2,737,000 |
| Securities available for sale | 142,894,000 | 149,862,000 | 147,058,000 | 142,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,041,000 | 356,384,000 | 359,266,000 | 378,069,000 |
| Interest-bearing deposits | 263,748,000 | 268,756,000 | 271,832,000 | 281,517,000 |
| Noninterest-bearing deposits | 82,293,000 | 87,628,000 | 87,434,000 | 96,552,000 |
| Equity capital | 42,785,000 | 44,258,000 | 45,151,000 | 42,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,450,000 | 6,898,000 | 10,353,000 | 13,795,000 |
| Interest expense | 293,000 | 585,000 | 849,000 | 1,084,000 |
| Net interest income | 3,157,000 | 6,313,000 | 9,504,000 | 12,711,000 |
| Noninterest income | 1,060,000 | 2,262,000 | 3,565,000 | 5,149,000 |
| Noninterest expense | 3,197,000 | 6,498,000 | 9,878,000 | 13,027,000 |
| Provision for loan losses | 265,000 | 345,000 | 405,000 | 467,000 |
| Pretax income | 1,167,000 | 2,246,000 | 3,300,000 | 4,902,000 |
| Income tax | 136,000 | 268,000 | 396,000 | 751,000 |
| Net income | 1,031,000 | 1,978,000 | 2,904,000 | 4,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,999,000 | 42,562,000 | 43,104,000 | 41,443,000 |
| Total capital | 44,649,000 | 45,204,000 | 45,751,000 | 44,013,000 |
| Risk-weighted assets | 211,909,000 | 211,230,000 | 211,577,000 | 205,394,000 |