Call reports 2009
GREENFIELD BANKING COMPANY — 2009
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 346,930,000 | 352,442,000 | 370,425,000 | 388,279,000 |
| Total loans | 188,307,000 | 188,812,000 | 189,250,000 | 193,220,000 |
| Allowance for loan losses | 2,666,000 | 2,527,000 | 2,613,000 | 2,574,000 |
| Securities available for sale | 95,938,000 | 109,140,000 | 119,043,000 | 114,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,806,000 | 313,983,000 | 329,229,000 | 348,352,000 |
| Interest-bearing deposits | 247,907,000 | 253,591,000 | 270,021,000 | 284,989,000 |
| Noninterest-bearing deposits | 60,899,000 | 60,392,000 | 59,208,000 | 63,363,000 |
| Equity capital | 35,265,000 | 35,411,000 | 38,344,000 | 36,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,486,000 | 7,075,000 | 10,699,000 | 14,509,000 |
| Interest expense | 814,000 | 1,555,000 | 2,212,000 | 2,739,000 |
| Net interest income | 2,672,000 | 5,520,000 | 8,487,000 | 11,770,000 |
| Noninterest income | 938,000 | 2,032,000 | 3,129,000 | 4,439,000 |
| Noninterest expense | 2,777,000 | 5,751,000 | 8,728,000 | 12,325,000 |
| Provision for loan losses | 237,000 | 479,000 | 796,000 | 1,404,000 |
| Pretax income | 596,000 | 1,366,000 | 2,136,000 | 2,540,000 |
| Income tax | 7,000 | 40,000 | 79,000 | -164,000 |
| Net income | 589,000 | 1,326,000 | 2,057,000 | 2,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,595,000 | 36,945,000 | 37,293,000 | 37,548,000 |
| Total capital | 39,195,000 | 39,472,000 | 39,906,000 | 40,122,000 |
| Risk-weighted assets | 207,921,000 | 212,281,000 | 214,732,000 | 221,677,000 |