Call reports 2007
GREENFIELD BANKING COMPANY — 2007
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 287,709,000 | 288,532,000 | 291,941,000 | 312,490,000 |
| Total loans | 167,367,000 | 170,912,000 | 173,929,000 | 177,067,000 |
| Allowance for loan losses | 1,512,000 | 1,539,000 | 1,523,000 | 1,677,000 |
| Securities available for sale | 84,669,000 | 80,231,000 | 81,857,000 | 81,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,970,000 | 251,045,000 | 253,027,000 | 272,669,000 |
| Interest-bearing deposits | 193,461,000 | 196,357,000 | 197,547,000 | 218,421,000 |
| Noninterest-bearing deposits | 56,509,000 | 54,688,000 | 55,480,000 | 54,248,000 |
| Equity capital | 36,211,000 | 36,180,000 | 37,613,000 | 38,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,820,000 | 7,736,000 | 11,704,000 | 15,778,000 |
| Interest expense | 1,146,000 | 2,316,000 | 3,588,000 | 4,919,000 |
| Net interest income | 2,674,000 | 5,420,000 | 8,116,000 | 10,859,000 |
| Noninterest income | 853,000 | 1,762,000 | 2,694,000 | 3,923,000 |
| Noninterest expense | 2,225,000 | 4,587,000 | 7,021,000 | 9,292,000 |
| Provision for loan losses | 75,000 | 140,000 | 217,000 | 422,000 |
| Pretax income | 1,227,000 | 2,455,000 | 3,572,000 | 5,068,000 |
| Income tax | 310,000 | 619,000 | 862,000 | 1,265,000 |
| Net income | 917,000 | 1,836,000 | 2,710,000 | 3,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,557,000 | 37,086,000 | 37,960,000 | 38,273,000 |
| Total capital | 38,069,000 | 38,625,000 | 39,483,000 | 39,950,000 |
| Risk-weighted assets | 175,924,000 | 180,286,000 | 184,682,000 | 190,930,000 |