Call reports 2001
GREENFIELD BANKING COMPANY — 2001
What GREENFIELD BANKING COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 218,754,000 | 221,429,000 | 230,555,000 | 236,691,000 |
| Total loans | 92,893,000 | 91,282,000 | 92,263,000 | 87,689,000 |
| Allowance for loan losses | 1,656,000 | 1,647,000 | 1,678,000 | 1,399,000 |
| Securities available for sale | 56,733,000 | 60,976,000 | 76,233,000 | 85,592,000 |
| Securities held to maturity | 19,871,000 | 22,892,000 | 25,660,000 | 30,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,451,000 | 189,965,000 | 198,906,000 | 204,817,000 |
| Interest-bearing deposits | 149,512,000 | 152,646,000 | 160,426,000 | 163,734,000 |
| Noninterest-bearing deposits | 37,939,000 | 37,319,000 | 38,480,000 | 41,083,000 |
| Equity capital | 30,129,000 | 30,568,000 | 30,761,000 | 30,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,380,000 | 6,773,000 | 10,147,000 | 13,475,000 |
| Interest expense | 1,250,000 | 2,532,000 | 3,716,000 | 4,780,000 |
| Net interest income | 2,130,000 | 4,241,000 | 6,431,000 | 8,695,000 |
| Noninterest income | 357,000 | 984,000 | 1,356,000 | 1,815,000 |
| Noninterest expense | 1,625,000 | 3,332,000 | 5,044,000 | 6,646,000 |
| Provision for loan losses | 85,000 | 170,000 | 255,000 | 0 |
| Pretax income | 788,000 | 1,734,000 | 2,617,000 | 3,993,000 |
| Income tax | 240,000 | 518,000 | 783,000 | 1,183,000 |
| Net income | 548,000 | 1,216,000 | 1,834,000 | 2,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,388,000 | 29,760,000 | 29,578,000 | 30,112,000 |
| Total capital | 30,787,000 | 31,167,000 | 31,027,000 | 31,511,000 |
| Risk-weighted assets | 111,636,000 | 112,356,000 | 115,658,000 | 113,805,000 |