Call reports 2014
PANHANDLE STATE BANK — 2014
What PANHANDLE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 907,850,000 | 917,268,000 | 909,097,000 |
| Total loans | 515,450,000 | 530,002,000 | 515,934,000 |
| Allowance for loan losses | 7,779,000 | 7,683,000 | 7,374,000 |
| Securities available for sale | 261,097,000 | 261,190,000 | 275,940,000 |
| Securities held to maturity | 26,174,000 | 26,109,000 | 24,693,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 725,232,000 | 708,742,000 | 718,804,000 |
| Interest-bearing deposits | 473,474,000 | 459,019,000 | 467,610,000 |
| Noninterest-bearing deposits | 251,758,000 | 249,724,000 | 251,194,000 |
| Equity capital | 108,803,000 | 111,424,000 | 112,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 7,776,000 | 15,978,000 | 24,085,000 |
| Interest expense | 482,000 | 935,000 | 1,355,000 |
| Net interest income | 7,294,000 | 15,043,000 | 22,730,000 |
| Noninterest income | 2,009,000 | 4,189,000 | 6,405,000 |
| Noninterest expense | 7,206,000 | 15,194,000 | 23,054,000 |
| Provision for loan losses | 103,000 | 99,000 | -267,000 |
| Pretax income | 1,999,000 | 4,113,000 | 7,019,000 |
| Income tax | 400,000 | 1,200,000 | 2,163,000 |
| Net income | 1,599,000 | 2,913,000 | 4,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 93,910,000 | 96,301,000 | 98,855,000 |
| Total capital | 101,216,000 | 103,800,000 | 106,105,000 |
| Risk-weighted assets | 583,956,000 | 599,682,000 | 579,881,000 |